Jilibay Maya — Limits, Fees & Settlement

This page covers Maya the payment rail. The last section covers the reasoning behind one deliberate omission: nothing about a specific operator’s cashier appears on this page.

Maya at a glance

Maya states these as MONTHLY wallet limits. According to GCash, the ceiling means a balance held at any single time, not a total. Presenting these two numbers side by side, as is often done, does not produce a meaningful comparison, since what each one measures is not the same.

These figures reflect a single moment, logged in 2026-09. Because a payment provider is free to alter its limits and fees at any moment without flagging the change, its own page remains the single place to find what’s current.

What Maya says about gambling transactions

Direct reading of Maya’s e-wallet terms and conditions revealed no gambling clause, only broad prohibitions against illegal activity and anti-money-laundering breaches. Naming ‘illegal gambling or unauthorized game of chance’ as a restricted transaction, its separate CREDIT CARD terms set the consequence at suspension or cancellation of the card. Maya’s in-app gambling and gaming links came down in August 2025 in response to BSP Memorandum M-2025-029. The wallet isn’t bound by a restriction that sits in a credit card agreement, which is exactly why the distinction between the two products matters.

Verification tiers

• Basic — Each month the wallet is capped at PHP 50,000, and each day purchases are capped at the same PHP 50,000. InstaPay bank transfers and transfers to other Maya users don’t work at this tier
• Upgraded — This requirement covers a video selfie, valid ID, and a verified address. PHP 50,000 per day and PHP 100,000 per month on InstaPay transfers out, a PHP 100,000 monthly wallet cap, PHP 100,000 in daily purchases, and PHP 20,000 per transaction with PHP 100,000 per day sending to a Maya user
• Super Users — Daily purchases and sends are each limited to PHP 500,000, the same figure as the monthly wallet limit. Eligibility criteria for this tier aren’t something Maya makes public
• Ultimate Users — Set at PHP 5,000,000 across the board: the monthly wallet limit, the daily purchase limit, and the daily send limit. Eligibility criteria for this tier aren’t something Maya makes public

The published ceiling of Ultimate Users reach PHP 5,000,000 a month, Super Users PHP 500,000, Upgraded PHP 100,000, and Basic just PHP 50,000 applies to the tier stated above, not to every account.

How fast money actually moves

Maya settles instaPay and wallet-to-wallet transfers settle in real time, PESONet by the same banking day. The hold-up with Maya usually traces back to something the operator does on its own — reviewing a withdrawal internally before Maya even gets it, which is a rail-side issue rather than a casino one.

A per-transaction cap of Upgraded tier caps: PHP 20,000 per transaction for Maya-to-Maya sends and PHP 50,000 per day for InstaPay transfers out applies, which is why a larger transfer sometimes has to be split.

Paying with Maya at Jilibay

1. At Jilibay, sign in first and then open the cashier.
2. Go with Maya, found among the payment methods your account’s cashier displays.
3. Make sure the name on your Jilibay account matches the name on your Maya account.
4. Before locking in the amount, glance at the cashier screen to see the minimum, maximum and any fee involved.

Your account’s current limits appear on the cashier screen, so it’s worth a look before trying any deposit method for the first time.